The all-in-one payment gateway for seamless crypto & naira banking, transfers, and e-commerce payments.
Last Updated: September 17, 2026. How Flowwithlit protects, handles, and secures your personal & financial data.
Flowwithlit respects your privacy. We collect personal and financial information solely to verify your identity, process transactions, prevent fraud, and satisfy global financial regulations. Your data is encrypted with bank-grade AES-256 standards, and we never sell your personal information to advertisers.
We collect personal information required to deliver secure financial processing. This includes: Identity Data (full legal name, date of birth, government identification numbers, BVN/NIN hashes), Contact Data (email address, phone number), Financial Data (bank account numbers, wallet addresses, transaction histories), and Technical Telemetry (IP address, browser type, device identifiers).
Your information is processed strictly for legitimate operational purposes: executing currency swaps and bank payouts, conducting AML/KYC identity checks, delivering real-time API webhooks, verifying payment authenticity, preventing financial fraud, and providing customer support.
Under international privacy regulations including the Nigeria Data Protection Regulation (NDPR), EU General Data Protection Regulation (GDPR), UK DPA, and global financial standards, we process your information based on contract performance, compliance with legal obligations, and our legitimate interest in maintaining secure financial operations.
Flowwithlit does not sell or rent personal data. We share relevant data only with vetted partner commercial banks, regulated payout bridges, identity verification providers, and law enforcement authorities when legally compelled by valid court orders or statutory mandates.
Data processed by Flowwithlit is stored in high-security, AES-256 encrypted cloud databases featuring TLS 1.3 encryption in transit. Where data is transferred internationally across partner banking networks, robust safeguards and encrypted channels protect data integrity.
We retain personal and transactional records for the duration of your account lifetime plus the statutory mandatory retention period required by anti-money laundering regulations (minimum 5 to 7 years post-account closure).
Subject to applicable local laws, you have the right to request access to your personal data, request correction of inaccurate records, request data portability, or object to processing. To exercise your rights, submit a written request to privacy@flowwithlit.com.
We employ bank-grade technical and organizational controls including multi-factor authentication, cryptographic key management, automated intrusion detection, strict internal access controls, and continuous vulnerability monitoring to protect your data.
If you have questions, concerns, or complaints regarding Flowwithlit's privacy practices, contact our Data Protection Officer at dpo@flowwithlit.com.
The all-in-one payment gateway for seamless crypto & naira banking, transfers, and e-commerce payments.