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New — Instant Crypto & Naira Swaps

Pay, swap & transfer money
in Crypto and Naira

Flowwithlit is the all-in-one payment gateway for businesses. Accept Crypto and Naira payments seamlessly, convert Naira to Crypto or Crypto to Naira in seconds, send instant bank transfers, and collect payments with simple Flow Tags.

Simple payments

Built for fast, easy money moves

No complicated steps or hidden fees. Flowwithlit makes sending, receiving, and swapping money simple for everyone.

Instant
Zero Waiting Time
Swaps and transfers settle in real-time on your dashboard.
99.99%
Platform Uptime
Always online so your money is always moving smoothly.
Multi-Asset
Crypto & Fiat
Support for USDT, BTC, ETH, Naira bank accounts & e-Transfers.
Full payment suite

Everything you need to pay & get paid

From individual money transfers to full merchant payment gateways, Flowwithlit empowers your financial freedom.

Instant Crypto & Naira Swaps

Convert Naira directly to USDT, BTC, or ETH, or swap your Crypto back to Naira instantly at competitive real-time market rates.

Simple Flow Tags (@handle)

Send and receive payments using memorable handles like @alex. No long account numbers needed.

Ready-Made E-Commerce Plugins

Connect Flowwithlit to WooCommerce, Shopify, Wix, or custom sites in minutes with ready plugins and SDKs.

Fast E-Transfers & Payouts

Withdraw funds directly to any Nigerian bank account or crypto wallet with sub-minute confirmation times.

Made for momentum

Move money in three simple steps

Whether you are paying, collecting, or converting, every Flowwithlit transaction starts with the same simple flow.

01

Create your account

Get started in minutes with a secure Flowwithlit account built around you or your business.

02

Choose how to move

Send Naira, accept crypto, swap assets, or share a Flow Tag to request payment.

03

Track it instantly

See every transaction, balance, and payout in one clear real-time dashboard.

One wallet, more ways to pay

Every payment method your customers expect

Accept the value your customers already hold, then settle and manage it from one reliable place.

Start accepting payments→
₦

Naira transfers

Send, receive, and settle to Nigerian bank accounts.

₿

Crypto payments

Accept digital assets with transparent conversion.

@

Flow Tags

Get paid through a simple, memorable handle.

↔

Instant swaps

Move between Naira and crypto when you need to.

API

Build a custom payment experience.

Plugins

Connect your store in minutes.

Links

Share a payment link anywhere.

Payouts

Pay customers and teams fast.

Built for businesses

Payments that fit how your business works

From a payment link in your bio to a complete checkout integration, Flowwithlit gives you flexible ways to collect and manage payments.

  • ✓ Developer-friendly APIs for tailored checkout flows
  • ✓ Store plugins for faster integration
  • ✓ Payment links and business payouts from one dashboard
Explore developer tools →
Safety by design

Secure payments, clear controls

Your money and information deserve strong protection at every step.

⌁

Protected data

Sensitive information is handled with encryption and secure practices.

✓

Verified access

Account checks and authentication help keep access in the right hands.

◉

Always visible

Keep an eye on your balances and transaction activity in real time.

Growing with our users

Built for everyday money movement

★★★★★
“The Flow Tag makes collecting payments from clients feel effortless.”
AOAda O.Creative business owner
★★★★★
“It gives our customers more ways to pay without making checkout complicated.”
TMTomi M.Online store operator
★★★★★
“The dashboard is simple, fast, and lets me see every payment at a glance.”
KSKunle S.Independent consultant
Common Questions

Frequently Asked Questions

How fast is Naira to Crypto conversion? +

It happens instantly! As soon as you confirm your swap, your currency is converted and updated in your wallet balance right away.

What is a Flow Tag? +

Flow Tag is your personal handle (like @yourname). It lets anyone send you money instantly without typing long bank account numbers or crypto addresses.

Can I accept payments on my online store? +

Yes! Flowwithlit offers simple plugins for Shopify, WooCommerce, and WordPress, as well as easy developer APIs for custom sites.

Is my money safe on Flowwithlit? +

Yes! We use bank-grade security, top-level encryption, and strict protection protocols to ensure your money and data stay 100% safe.

Ready to start flowing with smooth payments today?

Join thousands of people and sellers using Flowwithlit for easy Crypto, Naira, and instant transfers.

Flowwithlit

The all-in-one payment gateway for seamless crypto & naira banking, transfers, and e-commerce payments.